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Join the family

I am an ADF memberFor current ADF members (including reservists) and their...

  • Families
  • Kids
  • Partners

I am connected to Defence For those connected to Defence through...

  • Work
  • Past Service
  • Family
Why choose us?
  • We're for family, not for profit
    Member contributions stay in the fund for the benefit of all members. So we can give more back in benefits and focus on keeping premiums low.
  • Over 65 years experience
    We were created to support the families of those who defend our country. We understand better than anyone what you want from health insurance.
  • Customer satisfaction award
    Our members are among the most satisfied in the industry and we've been recognised with awards from Roy Morgan and Smart Investor.
  • Join online 24/7
    It’s quick and easy to join online, any time of the day or night.
  • Choose your own provider
    Our dental and optical networks provide great value. You can also choose to visit any provider you like, and you will still receive your benefits.
  • Get more back in benefits
    In 2020, 92 cents in every premium dollar went back to members in benefits. We don’t have shareholders, so your premiums stay in the fund.
  • Manage your membership online 24/7
    With Online Member Services, it is easy to view your cover, claim on selected Extras, view your limits, update your details and more.
  • Fast & easy online claiming
    Online Member Services makes it quick and easy to claim for many Extras. Or you can use our mobile app, just snap a photo of your receipt and submit.

You can join Defence Health if you recognise yourself in one of the groups below.

Getting a quote is quick and easy

If you don't fit within this group you may be eligible through your past service, family or work.


You can join Defence Health if you recognise yourself in one or more of the groups below.

Past service

ADF supporters

Extended families

Getting a quote is quick and easy - 

Partners and dependent kids of ADF members (permanent SERCAT 6-7, and reservist SERCAT 3-5) can all join Defence Health. We have specially designed cover options more relevant to your needs.