Accidental injury benefit
Comprehensive ambulance cover
Travel and accommodation benefit
Includes treatment such as dental surgery, joint reconstructions, gastrointestinal endoscopy, and chemotherapy, radiotherapy and immunotherapy for cancer. View all clinical inclusions.
Excludes pregnancy and birth, heart and vascular system and joint replacements. View all clinical exclusions.
- Ear, nose and throat
- Tonsils, adenoids and grommets
- Bone, joint and muscle
- Joint reconstructions
- Hernia and appendix
- Gastrointestinal endoscopy
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Skin
- Dental surgery
- Rehabilitation
- Hospital psychiatric services.
- Palliative care
Treatment in a private hospital for a restricted service will incur significant out-of-pocket expenses. We cover the cost of a shared room in a public hospital.
You may upgrade your cover to receive hospital psychiatric services without a waiting period. You must have held continuous hospital cover for at least two months to be eligible for this exemption. The waiting period exemption is only available once in a person’s lifetime.
- Brain and nervous system
- Eye (not cataracts)
- Kidney and bladder
- Male reproductive system
- Digestive system
- Gynaecology
- Miscarriage and termination of pregnancy
- Pain management
- Breast surgery (medically necessary)
- Diabetes management (excluding insulin pumps)
- Heart and vascular system
- Lung and chest
- Blood
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Podiatric surgery (by a registered podiatric surgeon)
- Implantation of hearing devices
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Pregnancy and birth
- Assisted reproductive services
- Weight loss surgery
- Insulin pumps
- Pain management with device
- Sleep studies.
Defence Hospital Basic Plus
Hospital cover to get you started – with more than the basics
Available for singles and couples